central 1 credit union, memberdirect mobile app

Business Challenge

Central 1 is a key technology provider to over 300 financial institutions in Canada through MemberDirect® Services, Canada’s largest outsourced direct banking solution serving more than 4 million users across desktop, mobile and phone banking. Central 1 is recognized for bringing a number of mobile firsts to the market, including mobile Interac(R) e-transfer and most recently the mobile cheque deposit feature, Deposit Anywhere. Central 1 wanted to build a mobile app that offers customer sought-after daily banking services in a fast and secure mobile app environment.

Our Approach

Appnovation helped Central 1 with support and development of their MemberDirect Mobile App (including mobile wallet capabilities) in an effort to remain competitive in a rapidly evolving mobile banking space. The app, available for both iOS and Android, supports a full stack of banking functionality including remote cheque deposit and e-transfer payment processing to enable a better overall mobile digital banking experience for customers.

Customer Outcome

Since its inception, the Canadian credit union system has grown and evolved in response to the changing needs of Canadians and the changing regulatory and competitive landscapes. With a mobile-first approach, Central 1 puts its members first in response to the changing needs of Canadians and the changing digital competitive landscapes.


# of customers enabled for better mobile banking experience